Safeguarding Your Journey, Every Mile of the Way.

About Us

At Top Choice Auto Insurance, we understand that your vehicle is more than just transportation — it's freedom, independence, and a vital part of your everyday life. That’s why we’re dedicated to providing auto insurance solutions that are not only reliable and affordable but also customized to fit your unique driving needs. Whether you’re a daily commuter, a weekend traveler, or a first-time car owner, our goal is to keep you protected on every road you take.

Founded with a commitment to transparency and customer care, Top Choice Auto Insurance was built to simplify the often confusing world of insurance. We eliminate the jargon, explain your options clearly, and help you make informed decisions about your coverage. Our policies are flexible, easy to manage, and backed by a support team that genuinely cares about your experience. From the first quote to the final claim, we’re here with you every step of the way.

Innovation is at the core of our service. Through advanced technology and digital tools, we offer fast policy issuance, paperless claims processing, and an easy-to-use mobile app that puts your policy details, payments, and roadside assistance just a tap away. We’re modernizing auto insurance to match your fast-paced life — without compromising on personal attention. We also believe in rewarding responsibility. Safe drivers can benefit from lower premiums through our telematics program.

Read More
Your car. Your coverage. Your peace of mind.

Our Services

Liability Coverage

Stay compliant and protected with essential coverage that handles costs for bodily injury and property damage to others if you're found at fault in an accident.

Read More
Collision Coverage

Covers the cost of repairing or replacing your vehicle after an accident, regardless of who is at fault. Ideal for drivers who want full protection on the road.

Read More

Comprehensive Coverage

Protects your car from non-collision damages like theft, fire, vandalism, natural disasters, and falling objects—giving you complete.

Read More
Rental Car Reimbursement

Stay mobile while your vehicle is in the shop. We cover the cost of a rental car so your life doesn’t have to pause after an accident.

Read More
Insights for the Road Ahead.

Our Blogs

What Factors Affect Your Auto Accident Coverage Rates?

Read More

A Step-by-Step Guide to Filing Auto Insurance Claims

Read More

Unlocking the Secrets of Affordable Auto Insurance

Read More
We Don’t Just Insure Cars — We Protect Confidence.

Why Choose Us

Comprehensive Coverage Options

Whether you drive a sedan, SUV, or eco-friendly hybrid, our customizable plans ensure you're covered where it matters most — with full protection tailored to your lifestyle.

Fast, Hassle-Free Claims

Accidents happen. But when they do, our responsive claims team ensures a smooth and stress-free process — so you’re back on the road without delay.

Affordable Premiums, Exceptional Value

Get the protection you need without overpaying. We offer competitive rates with no hidden fees, plus discounts for safe drivers, bundled policies, and eco-conscious vehicles.

Digital-First Experience

Manage your policy, file claims, and access roadside help — all from your phone. Our technology makes insurance smarter, faster, and easier.

Rewarding Responsible Driving

Safe drivers deserve recognition. With our telematics program and no-claim bonuses, we reward you for being cautious and consistent behind the wheel.

What Our Customers Say Drives Us Forward.

Client's Reviews

After my accident, I was expecting a long, frustrating process—but Top Choice Auto Insurance surprised me. Their claims team was responsive, professional, and supportive throughout. I got updates regularly and never felt lost in paperwork.

John E. Harvey

I’ve been driving safely for years, and it finally paid off thanks to Premium Auto’s no-claim bonus. After two claim-free years, they lowered my premiums significantly. I really appreciate how they reward responsible customers. It’s not just words—they actually honor your loyalty.

Christina I. Glass

I completed everything digitally and received my full policy within minutes. No paperwork, no waiting—it was all available in their app. The interface is user-friendly and keeps everything organized. It’s modern insurance that saves time. Couldn’t be happier!

Darrell M. Meyer